If you are thinking of retiring soon, we can help you with that 401(k) or 403(b) rollover. Call us today at 814-459-4756.  

Greetings! Thank you for visiting the Graziano Insurance Website.

I am an independent agent that specializes in health care coverage and retirement planning. My agency has been serving the Erie area since 1992. I like being an independent agent because I am able to offer many different companies with many different plans, not just what one company offers. This allows me to customize plans to meet YOUR NEEDS.

I am a Senior Medicare Specialist along with offering complete retirement planning, including company rollovers. If you want the best values in your healthcare insurance, and a better lifestyle in retirement, it is important to plan and get information from someone who knows a variety of companies and all the plans they offer.

For more detailed information please check out the Insurance, Investments or Other Services pages.

You can call me anytime at the office number 814-459-4756 and leave a message. My staff and I will get back to you usually within 24 hours.



If you are looking for Individual and healthcare insurance – you have come to the right place! I spend many hours getting certified with each company in all the insurance products listed below. I put in these extra hours because I believe it is important to have choices when it comes to your insurance and you can rest assured that I am well versed in all the Medicare and Medicare Advantage rules for senior insurance. Unfortunately it is complicated, but I can simplify it all for you, and explain how different plans fit different needs.

Personal Plans Available:

Medicare Supplement Insurance
Medicare Advantage Plans
Prescription Part D insurance
Short Term Medical Insurance
Major Medical Insurance
Funeral Home Trust
Dental and Vision Insurance
Hospital Indemnity Insurance
Long-Term Care Insurance

Whether you are looking for coverage as a family or individual, pre-retirement or already in retirement, I have plans that can fit your needs. Please call me with any questions at my office: 814-459-4756 and myself or a staff member will get back to you – usually within 24 hours.



Robert Graziano specializes in providing planning and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or $50,000, I can help you make sure it works as hard and as smart as you did in earning and saving it. If you’re typical, your retirement could last as long as 30 years and you simply cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. I have helped literally thousands of individuals and couples, at all economic levels, to enjoy a worry free retirement knowing that their money is safeguarded, plus working hard and smart, and ready for them when needed.

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. In order to make sure your money is in the “best place for you”, your unique circumstances must be taken into consideration. This is where I can be of service.

The two most common money mistakes made by the retirement-minded are (a) putting all their retirement assets in short term savings places, and (b) unknowingly taking risk they can’t afford. If you have your retirement money in highly liquid places that allow you access immediately, you’re paying a dear price for liquidity you don’t need. Not all of your retirement money will be needed at the same time; therefore you may need to space your investments so they come due when needed yet retain enough flexibility to take care of an emergency should one arise. Far too many people have all their retirement money in the “market” and exposed to the risk of principal loss. Certainly some of your money needs to be in short-term places that give you access without penalty. Some may be able to afford the risk of the market with some of their retirement money, but too much in either place is generally a bad plan.

I can help you deploy your retirement money properly while meeting your liquidity needs and making sure your risk is suitable at the same time helping you strike a proper balance between the short-term and the longer-term maturities. I can also assist you in making sure you are paying only your fair share of taxes and not one cent more. Additionally, with my help the income from your retirement money, pension (if you have one) and your Social Security can be perfectly coordinated to assure you a worry free retirement without fear of running out of money in your lifetime.

I am very hopeful for an opportunity to discuss your retirement plans so you can learn first hand how we can be of benefit. There is no cost or obligation of talking with me by phone or meeting to discuss your circumstances and your retirement plans. If I can’t be of service, you will at least have the comfort of knowing that you have consulted with a knowledgeable professional about the most important financial decisions in your life. It is very important for you to get retirement “right” because there is no second chance. I look forward to working with you soon to help you lower your stress and worry over your retirement years.

Independent Lifestyle


In helping many of my clients in retirement, I found their needs change as they age. Many need services that are not easy to find, or as reliable as they should be. For this reason, I have become a dealer for products that promote an Independent Lifestyle, where you can stay in your home as long as possible. Many times the children of my clients (who are now Baby-Boomers) want the peace of mind some of these services offer.

The most important product I offer is the Electronic Caregiver. The following is a list of some of the services associated with this product:
Medical Alert Button
Automatic Fall Detector
Inactivity Sensor
Medication Reminder
Flood Detector
Smoke Detector
Carbon Monoxide Detector

This Electronic Caregiver is different than most companies because they hire EMT’s (Emergency Medical Technicians) to answer the phones and they can give you assistance right away. Most companies have receptionists that just take your information and dispatch service to you. This company also offers many additional services listed above, that not every company has.

I am also a dealer for PAGE PLUS, which is a low-cost, no contract, unlimited phone plan that helps people of all ages save money. This service works with any Verizon phone and has unlimited talk, text and data plans that start at $12.00 per month. Affordable low cost phones are available with these plans also.

If you need emergency service only, I offer a plan for $10 for 120 days of service, which is the lowest cost I have seen in the industry.

Call 814-459-4756 for more information.


“Meeting the Needs of People”
1946 West 26th Street
Erie, PA 16508
Call: 814-459-4756
Fax: 814-874-3993
Email: rgraz1630@gmail.com

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1946 West 26th Street
Erie, PA 16508
Call: 814-459-4756
Fax: 814-874-3993
Email: rgraz1630@gmail.com

Serving the Erie Area for 20 years